03 / LOANS & CREDIT — CREDIT
Business
Many cooperative members are entrepreneurs. This is an example category shown to illustrate the kind of credit a cooperative can support.
KEY DETAILS
Who can apply
- Wisdom members in good standing
- Official eligibility criteria set by Wisdom apply
Purpose
- Business investment, stock and working capital
Amount, term & rate
- [OFFICIAL LOAN LIMITS]
- [OFFICIAL REPAYMENT PERIODS]
- [OFFICIAL INTEREST TERMS]
- Contact Wisdom for current terms.
Collateral / guarantee
- [OFFICIAL COLLATERAL / GUARANTEE REQUIREMENTS]
- Subject to Wisdom's assessment and applicable policies.
Required documents
- [OFFICIAL DOCUMENT REQUIREMENTS]
- Contact Wisdom for the current application checklist.
Important
Terms, minimums, frequency, access rules, rates and dividend information follow Wisdom's official model and are published here as Wisdom confirms them. Contact Wisdom for the most current information. Nothing on this page is an offer or commitment by Wisdom.
CREDIT SERVICES
A clear picture before you apply.
An illustrative loan calculator will be available here once Wisdom confirms its official interest methodology and terms.
Business credit typically supports investment, stock and working capital. Final purpose rules follow Wisdom's official policies.
ACCESS CREDIT
Become a member,then access credit.
Wisdom credit is built for members with a plan. Become a member, then explore what cooperative credit can support.
